The insurance industry is growing, and according to reports, it loses hundreds of millions in dollars to fraud each year. Insurance fraud happens when a party (company, consumer, adjuster, or agent) commits intentional deception to get unwarranted claims.
All Insurance Florida has you covered on how you can protect yourself from fraud before getting a policy insurance coverage:
- Be a smart shopper.
If you’re thinking of getting one, you have to be certain that you are talking to a trusted and legitimate insurance agency in Florida. If you are unsure about the agent or the company, do not sign any contract without consulting a trusted lawyer or verifying any information with your state health department. - Don’t share personal information.
Never give your personal details to visitors or callers posing as insurance agents if you did not inquire about it. Call your state health department to ask about the legitimacy of agencies providing insurance services in Tampa, Florida. - Understand how the insurance agency sells insurance policy.
Take note of the type of insurance services they offer such as a home, car, boat, and general liability insurance in Tampa, Florida. Knowing the agency’s services and policies as well as how they do business can help you avoid getting scammed.
So, the key takeaway from this is: if in doubt, pick up the phone and call your state health department about your insurance agency. Don’t fall victim to illegitimate companies and fraudulent agents.